Finding the right financial planner and debt advice when you're a Christian single, couple or family means searching out a top-notch Christian debt counselor. These advisors can work with you to manage debt without asking you to sacrifice principles of faith. So how do Christian debt consolidators come into the picture? Learn how now.
Christian Debt Consolidators
When you consolidate debt, you simply take all of the outstanding loans in your life, including:
- credit cards
- medical bills
- personal loans
- outstanding utility bills
- professional fee bills
- car loans
- payday loans
and ask a debt specialist to negotiate with creditors to pay off all those bills, then you pay the debt consolidator one payment per month to pay off the consolidated total.
Christian debt consolidators, though, offer a faith-based service you won't find elsewhere: an understanding of special circumstances Bible-believers experience when it comes to financial planning.
Understanding Christian Debt
Most financial planners will tell you to stop tithing until the debt is under control, to spend volunteer time at church getting a second job to pay bills, or to have a wife get a job. For many Christians, these suggestions are unacceptable, for the tithe represents a covenant with God, as noted in the Bible in Leviticus 27:32, when God said "The entire tithe of the herd and flock- every tenth animal that passes under the shepherd's rod- will be holy to the LORD."
Giving one tenth, and sometimes more, to your church, then, is sacrosanct. A Christian debt consolidator will understand this and not ask you to give it up. He will act as a steward and help you to create a faith-based money plan to relieve yourself of debt and get back to a life free of the financial stress that comes with loans.
Christian Debt Consolidation - What Happens Next?
To find a Christian debt consolidation company, seek out every source of information you can find online. Many Bible-believing Christians are ashamed of their debt, especially if it is high compared to income, and would prefer to use an online debt consolidators to keep the matter private.
However, you can also reach out to your pastor or minister and ask him to advise you of local Christian debt counselors who can help you to find more information. Whatever it takes, getting the information you need is critical to find the right financial planner and consolidation company who will work with your belief system and understand the need to balance tithing, being the head of your home or the helpmeet, and maintaining a refuge at home that is in line with your faith.
Melanie Zoltan - Melanie Zoltan is a former college professor and administrator who has written for About.com, PCWorld, Brain Child, Thomson Gale, and ...
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