With the unemployment rate hovering near 10% nationwide and many couples struggling under high consumer debt, it's natural to turn to debt relief and to research ways to manage loans and monthly payments. Christians experiencing money problems have the added concern of living their faith; while non-Christians can cut a variety of expenses from their budgets, Bible-believing Christians must tithe, may live on only the husband's income, or face other faith-based challenges that aren't understood by mainstreak financial advisors. Learn how to find a Christian debt counselor to get the right kind of help.
Finding a Christian Debt Counselor
Financial planners who can act as Christian debt counselors aren't common, but every area has at least one office where you can receive debt advice from a Bible-based consultant when tackling money issues. Your first step is to find a credit counseling group that is also Christian; it's most important that the financial consultant knows exactly how to help with any legal issues.
Look for financial literacy programs in your area, ask for word-of-mouth recommendations, ask a minister or clergy member and keep an eye out for newspaper and magazine promotions from local Christian debt counselors.
How Can Christian Debt Counseling Help?
Christian debt counselors are trained financial advisors who are also saved. These people live their faith and assist others to do so when it comes to debt, budgets, and planning. Some examples of companies include:
- Family Life Credit Services
- CCC Educational Services
- Family Credit Counseling Services
These services may not be available in your local area, so seek out a qualified personal finance and loan specialist who can help with Christian debt.
What Does the Bible Say About Debt?
Loans and debt can be a heavy burden, but in difficult financial times Christians can lean on their faith. Remember Romans 13:8-10: "The one who loves another person has fulfilled Moses’ Teachings. The commandments, 'Never commit adultery; never murder; never steal; never have wrong desires,' and every other commandment are summed up in this statement: 'Love your neighbor as you love yourself. Love never does anything that is harmful to a neighbor. Therefore, love fulfills Moses’ Teachings."
Research your options to find the right Christian debt counselor to find worldly assistance with money issues. The time you put in at financial seminars, reading newspapers and magazines, and searching for promotions for financial literacy is worth the peace of mind that comes from having your financial house in line with your faith.
Melanie Zoltan - Melanie Zoltan is a former college professor and administrator who has written for About.com, PCWorld, Brain Child, Thomson Gale, and ...
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